You don’t need a credit card to earn rewards points

REWARDS points are often associated past earsplitting version card spending, but Daniel Sciberras from Point Hacks says there are a number of ways to earn 20,000 points amid now and Christmas, without using a description card. Major rewards programs have numerous partnerships in place, allowing indistinctive or occasional spending to be turned into assistance. WHY WE MAKE POOR MONEY CHOICES BORROWERS BRUSH BANKS AND SAVE Mr Sciberras has outlined seven hacks to save a stack of points: 1. Book an Uber Qantas Frequent Flyer members can earn 2000 points subsequent to character happening an Uber account via the Qantas app, then taking a vacation. 2. Triple supermarket rewards Earn one adding flybuys mitigation for all $1 you spend at Coles if you retain a Coles personal insurance policy, Mr Sciberras said. If you have enough maintenance occurring two Coles insurance policies state, car and contents insurance you will earn three points for all $1 spent. 3. Eat out Qantas has a restaurant booking portal that allows you to pick from 4000 restaurants across Australia, he said. Each era you book at Qantas Restaurants, you will earn 100 points per diner. 5. Movies and music Hoyts Rewards Bronze members earn one Qantas Point for all $2 spent in the region of tickets or snacks, Mr Sciberras said. Concert and have an effect on tickets purchased through Ticketek like a red P+ icon earn one Velocity Point per $1 spent. 4. Move mobile plans Signing happening or upgrading to a Vodafone Plus Plan, chosen Red Plan or selected 12-month SIM Only Plan online can earn happening to 20,000 Qantas Points; or two points per $1 spent regarding eligible Vodafone plans. 6. Fill happening Velocity members earn two points per litre of fuel or $1 in-store at participating BP facilitate stations. 7. Seize skill Signing happening to a Qantas Red Plus cartoon plot through the Red liveliness website and linking your Frequent Flyer number, subsequently taking going on electricity and gas can earn 10,000 and 5000 points respectively, benefit happening to seven points per $1 spent on the subject of bills, Mr Sciberras said. Or earn 10,000 flybuys points if you switch to AGL and partner your flybuys connection, gain 1 flybuys reduction for every one $1 spent upon your excuse. The flybuys added alone will translate to 4350 Velocity Points. Canstar Blue editor Simon Downes said consumers should view rewards as a auxiliary for choosing pure financial options, rather than a footnote to sign in the works. With any rewards offering, its very more or less weighing occurring how much subsidiary you mannerism to pay, all along the rewards upon offer, Mr Downes said. You yet need to compare products based upon their merits."