Revealing How Hackers break into 100 Banks

Jakarta - Carbanak criminal gang called responsible for cyber robbery of 100 banks to cause losses of USD 1 billion or Rp 12 trillion (USD 1 = Rp 12,000).

Kaspersky Lab revealed, these criminals started out by getting a way to get into employee computers via spear phishing, infecting victims with Carbanak malware.
They can then jump to the internal network and track the administrator's computer to do video observations. This allows them to view and record everything that happens on the computer screen of the staff serving the cash transfer system.

In this way criminals must know every detail of the work of bank employees and be able to imitate staff activities to transfer money and withdraw money.
How the money is stolen following Kaspersky Lab describes it:

1. When it is time to withdraw cash from their criminal proceeds, criminals use online banking or international e-payment systems to transfer money from bank accounts to their own accounts.

In the second case, stolen money is deposited to banks in China or America. Experts do not rule out the possibility that other banks in other countries are also used as receiving banks.

1. In other cases cyber criminals penetrate right into the heart of the accounting system, inflating account balance...

In other cases cyber criminals penetrate right into the heart of the accounting system, inflating account balances before pocketing additional funds through fraudulent transactions.
For example, if an account has USD 1,000, criminals change their value to $ 10,000 and then transfer USD 9,000 for themselves. The account holder did not suspect that there was a problem because the original amount still had 1,000 dollars.

1. In addition, these virtual cyber criminals control bank ATMs and order them to spend cash at a predetermined time. When payment is due, one of the gang's men is waiting by the machine to collect the 'voluntary' payment.
   The Carbanak Hacker Group is referred to as a multinational cybercriminal criminal from Russia, Ukraine and other countries in Europe, as well as from China.
   According to Kaspersky Lab data, Carbanak targets include financial organizations in Russia, USA, Germany, China, Ukraine, Canada, Hong Kong, Taiwan, Romania, France, Spain, Norway, India, UK, Poland, Pakistan, Nepal, Morocco, Iceland , Ireland, Czech Republic, Switzerland, Brazil, Bulgaria, and Australia.
   It is estimated that the largest number achieved by hacking into banks and successfully stealing up to USD 10 million dollars attack.
   On average, each bank robbery takes between two and four months, from infecting the first computer on the bank's corporate network to carrying stolen money.
   https://m.detik.com/inet/security/d-2834414/menguak-cara-kerja-hacker-pembobol-100-bank