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Saving isn't as easy as paying off.

Paying off debt is requires more effort and discipline. For some reason, I lack both when it comes to saving. At one point, there was a dream, a plan, and we got there. We adjusted, we organized and had it been the same we would be here chatting about my new home. Then we lost our jobs, drained our savings, and are in the process of recovering.

Vision board had one item on there. A house.

Not my dream home, not the kitchen of a lifetime, but space. A property I would call my own. I had dreamed of that becoming a reality this month. August of 2018, will who's to say August of 2019 can't make that dream into a reality? How we get there may look a little different, but here's the new general plan.

Paying off debt is my favorite form of motivation, so I look forward to telling you more about how I borrowed to save. Then sold to borrow less and save more. It isn't the Dave Ramsey way per say, but it is one way to get to a similar end goal. A few fun learning experience along the way. Did you know in order to see if you qualify for a particular loan, you need a ton of very specific information, why doesn't the bank understand I am still trying to figure it out?

I expected them to ask, how much, but not where and why size? Why don't they just look at my credit and give me a number, why does it depend on the size of the item purchasing? Mind you not the just the value, I expected that, but they want to know the size of the item. That was odd and can't believe it's a norm.

This might not make much sense now, but soon you'll know, once I know, and tell the bank. Stay tuned. All you need to know now is that I am talking to the bank, I want to a homeowner, I hate debt, and am very good at getting rid of it.