Where to invest money to make them work for you?
Where to invest money
If you suddenly have a free amount of money, or you have long and hard to save to secure a decent future, then your savings should work no less than you. Money likes to move, otherwise it will be eaten by inflation, or mole in the stocking where you keep your stash. Nowadays, everyone can become an investor. The main risk for investment fraud. Modern Ostap Bender everywhere, so do not rush into risky adventures. At least, not with proper experience.
In the early stages of formation, invest securely. This will help you banks, business friends and good ideas. If the first you do not tend to trust, then you can be reassured – a long time ago created a true Bank rating, which allows you to track the most reliable commercial banks. These names are on everyone's lips: Sberbank, agricultural Bank, VTB and a couple of slightly less well-known banks. Open the tab. It is desirable for a certain period – in this case, banks offer a higher percentage. This is the most reliable, but not the most profitable way to invest your money.
Buy real estate.
It's always relevant. If you have a free few million and a little time, it is better to buy real estate in the secondary market (if you live in a small town with a population of less than 500 thousand), and real estate in the primary markets – if you are a resident of the metropolis. There are reasons for that. If you live in a small city, and large-scale "elite" real estate, will not be in great demand, if you want to sell it in the future, but high – quality housing of economy class-will always be relevant. The most important thing when investing in middle – class real estate is the surrounding infrastructure. Carefully select the area, and pay attention to the General condition of the house – the area, ceiling height, condition of the house. Even if you purchase, the property is not the best view from the inside – you can always invest a little in repairs, and the property will pay off not only investments and efforts, but also bring considerable profit.
The main thing is a high-quality initial base.
If you live in a big city, it is most advisable to invest in new buildings. At the same time, it is important at the stage of "pit" to determine the reliability and reputation of the developer, and of course, the further development plan of the district, on the part of the local municipality. In addition, many developers can take into account your wishes when designing your area. Thus, you can make a truly exclusive housing, which will pay off instantly. Of course, in the individual design, the price of real estate will be slightly higher, and provide similar services, only developers of luxury housing in large cities. In this case, you need to proceed only from your free budget, and further desired goal.
Open a joint business with partners. The first rule – partners must be reliable, it is extremely difficult to determine, and there is no single scheme to identify dishonest partners. Here as they say, at your own risk. Also, experienced businessmen warn against joint business with friends and relatives. This is also the place to be. Therefore, if you still start to do business with people from this category, do not forget to negotiate in advance, and to certify documented. There is nothing to rely on words and mutual promises on this or that transaction. Still not a single business has suffered, from a competent documentation. If you take this as a rule, it may provide a good flow of cases, and mutual understanding with your partners.
Where to invest money to make them work for you?
If you are a lucky owner of free money, there are many business incubators, "chickens" which, in detail, will show you their idea, with the provision of a business plan for the next few years and a phased method of implementation. Sometimes, it is with such young businessmen, get the owners of well-known business projects, with multimillion-dollar revenues. Take one day. Perhaps this will help you on an interesting idea or introduce useful contacts. You can help a beginner businessman by investing in his idea of their funds, receiving in return the profit, the share of business and laurels generous and smart investor.
Finally, if you have an original business idea, don't be afraid to start. Perhaps your idea will provide you with well-being for years to come. But do not throw in the pool with his head. Analyze, study the market of the chosen direction, identify all possible pitfalls and enlist the support of a good lawyer, and start investing in your idea. Many large-scale projects were born in the mind of seemingly ordinary workers. Therefore, show a little more courage, and develop your idea. Connect "fresh minds", and your abilities. This will definitely help you. Now, the state actively finances small businesses, and even part of the company you like, of course, attracting additional investment. All this will contribute to your formation in business, and the implementation of the planned project.
The most important thing in the right investments – self-development.
Actively learn, even if there is very little time left, after the main work. This will help you to stop working for a stranger, and will be the first step to financial security for your future and your present.
