How to convert steem or sbd into liquid cash?
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Here in the Philippines, we use coins.ph to convert BTC to fiat or actual cash.
There is no direct way to convert Steem and SBD to cash here so, it is needed to convert those coins to BTC first.
I transfer my Steem and SBD to Bittrex.com then buy or convert it to BTC. Then send it to coins.ph. You can opt to receive it in pesos already in coins.ph or in Bitcoins and just convert it to pesos in the said site.
Then there are several options there whether to withdraw it to your bank account or wire transfers.