Evade Hard Times : Techniques And Fundamentals

in #steemit6 years ago

These are hard times especially for people living in Africa,or developing countries thus we should not be spending more than we need to "the book "the richest man in Babylon" can attest to that.

Cooking Instead of eating Out:

In the face of economic recession, if you are running on a low bydget, there is a need to cut your coat according to your size ,this because even after you have earned your pay, you will still need to save some few bucks.

image

         Picture Source : Pixabay

The need to cook your own food can not be over emphasized.Here in Nigeria I plate of fried rice and chicken with a bottle of water is in an avareage restaurant is #700 naira.I if you eat three square meals a day that is a total of 2100 naira .multiply this value by 30 days that will give you a whooping sum of 63,000 naira, this is more than an average Nigerian workers take home in a month.

It is imperative to visit the market and buy your food and then proceed to preserve the ones that needs preserving.The food you cook has high nutritional value than what you eat in a restaurant as the restaurant most often prepare their food in a commercial quantity.

Dress Smart With Little Cost Of Buying Cloths:

You can still look good without the Gucci and cabana,You should visit store with moderate cost of wares,take out time to check when they are doing their promo!!!! and you will be surprised at the amount you have saved after purchase.

Leave Your Car Behind:

In extreme case you may need to leave the ride at home while you take the bus or train to your destination.Here in Nigeria it is cheaper to to commercial transportation than driving your personal vehicle.The reason is not farfetched,In states that is congested like Lagos, porthacourt, you may spend hours in traffic, and you will eventually get fatigued when you get to your destination and your efficiency is reduced.please see below proof

        Efficiency =work input/ workoutput

coupled with the fact that you use more fuel while you are in** transit/traffic**.Leave the commercial bus driver to do the job for you.

Multiple Streems Of Income:

Can you imagine how many ways money leave your wallet,for example you buy fuel and maintain your car,feed, pay the children school fees, pay your house rent,medical bills etc and the strain is on just that one source of income.It is imperative that you invest wisely on some passive investment, this will go a long way to offset a lot of bills.Besides your blood pressure will feel relieved as you will worry less on how to solve your numerous problems gung right? well this is a fact.

Avoid Money spending Friends:

"Tiny drops of water makes a mighty ocean"

Any friends that always lead you to the bar or club isn't the right friend for you at this time .Even if you leave behind a budget for this kind of rendezvous, most times when you are intoxicated your end up exceeding that budget,this is not to say that you should not hang out, but it should be timely and we'll managed.

image

          Picture Source : pixabay

one can adhere to these few key points list above it wl go a long way in saving cost and you will see your savings appreciate.Remember tommorow is not promised today, because as you lay your bed so you will lay on it *

Picture source:

Pixabay

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