Money does not buy happiness
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Childhood financial education deserves attention in the development of children and, although some families have not yet introduced the financial notions in that period, it is important that children learn even their value. This will make them responsible and safe adults in relation to personal finances.
There are different approaches for each age.
Very young children still do not know how to tell, but they can already understand the symbology behind money. Older children understand money, consumption and expenses better, and can be taught more objectively.
The child when he is between 3 to 5 years old.
In this phase of development, although children do not yet have mathematical concepts to handle money, they know that each note or coin represents a symbolic value that they allow to buy. In this way, it is very significant that there are recreational actions to introduce financial education in childhood.
Encouraging to have a box for coins, paper or playing games that involve money is a great way to awaken that look at finances.
Games can be made with simple materials, such as cutting out colored papers and combining a value for each color, or separating different leaves from trees and stipulating that each species of leaf represents a value and then organizing a joke of the social roles involved in buying .
It is important that, through these two actions, such as joke and hug, the child is encouraged to have notions of conscious consumption and the importance of saving to buy something more important.
Children between the ages of 6 and 10 years
It is advisable to maintain the fund and introduce actions so that the child can manage the money outside the joke plan.
In this phase, the child already has a greater mathematical knowledge, achieving some mathematical operations.
When thinking about it, create possibilities for them to perform simple activities, such as buying popcorn at the movies, or something at the bakery, always accompanied by an adult to mediate those activities, not leaving them alone at any time.
Another interesting suggestion is to combine a task with the child so that he can receive some value to place in the chest.
But pay attention:
You should pay attention to this "paid activity", because if you remunerate the child for activities that you could and should do, you will create an expectation and in the future you can only fulfill your obligations through it or if there is some monetary benefit, and that is not the purpose.
An interesting alternative is to combine activities that go beyond the domestic routine, such as helping to organize work materials for parents or even encouraging them to do something that can be sold in the family or in the neighborhood, such as a recycled toy, plate cloth with designs of children, some foods, among others.
It is important to stimulate creativity at that time.
When you reach the age of 11:
It is interesting to increase the responsibility for the use of money, but always in accordance with the budgetary possibilities of the family.
A good alternative is to give the children a certain amount of money so that they can eat at school, encouraging them to eat healthy foods and make sure that the amount is close enough to the diet.Anime to keep the change in a safe.
Another interesting way to stimulate responsibility and financial education is to negotiate Christmas gifts.
What happens if the child spends too much and needs more money? Financial education experts recommend that you do not provide more money.
At that time, the child begins to understand the need to organize and save to acquire what he wants. You can simply describe an example with your salary: you receive it monthly and, when you spend more than you can, you no longer ask the boss what you can do, you just have to wait until your next payment, explaining this to the child.
At any age, you are the best example.
At any stage of child development, it is important to remember with an example. Children learn with the examples.
Therefore, it does not help to teach them to be responsible with money if they come home every day with unnecessary purchases. Your attitude is also important when it comes to educating them.
Financial education in childhood can help children become happier adults in the future.
In the end, security and a good relationship with personal finances can also provide emotional health to any human being.
Source of information
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