Viva - The Future of Mortgage Financing

vitalino (28)in #viva • 6 years ago

Viva is a transforming financial technology that introduces a large-scale decentralization of mortgage financing in the world. The Viva platform will use intellectual contracts for a home loan based on crowdfund, connecting borrowers and direct investors to a decentralized and unsafe ecosystem. Using ultra-safe transactions with the chain, Viva cut off the intermediary, which led to a more profitable and efficient lending process for all stakeholders.
Viva allows the free market to determine the interest rate on the borrower's mortgage and eliminates the need for banks and other financial intermediaries. Excluding inefficiency in the local financial system, the mortgage rate will be more fair and accurate, reflecting the level of risk associated with the real value of the asset. The failure of the banking system in 2008 led to the first crypto-currency in the world and initiated the process of decentralizing the powers of financial conglomerates. Viva intends to complete the work - abandoning the ineffective centuries-old financial system, in which it actually belongs: in the past.
Mobile Viva Network Application
Together with the advanced web-based platform, we are developing Android and Apple applications to connect users with unrivaled ease and efficiency. From ERC20 portfolios to portfolio portfolios, the Viva network includes the first mobile design - essential for developing countries with key-mobile Internet access.
Viva platform
To get an overview of the Viva Platform Network architecture, we describe it as another logical unit. This is basically a collection of several individual cluster systems, often interacting through the RESTful API, with events that can be checked for blocking and intellectual contracts. These component views are only for conceptual purposes and will be fully integrated at the user level. The main system, consisting of Viva Network Platform:

vision
We believe that the most effective solution to the problem of global inequality of economic wealth is technological progress. Blockchain technology is an innovation that has proven its ability to decentralize and destroy some of the world's largest industries.

Viva aims to revolutionize the ancient mortgage lending industry by reducing intermediaries and decentralizing processes, thereby applying a more fundamentally accessible and transparent approach to financing. We believe that Viva technology will increase the availability of loans for borrowers and for the first time allow non-institutional investors to participate in stable incomes, relying on assets related to investments in mortgages, a product that is traditionally reserved for large financial institutions. Moreover, allowing the free market to dictate the risks and the corresponding value of each mortgage - unlike a bank - we expect to see a fairer price for a mortgage. The Viva platform will be used by them both in the developed and in the developing world

mission
Our mission is to destroy the mortgage industry, allowing buyers and home sellers to establish self-regulation. Every person from anywhere in the world will have access to credit loans for credit houses through the decentralized Viva Platform open market network.

In addition, the Viva function as an investment and savings platform available only on a mobile phone means that all Viva users will have access to credit, savings and investment and secure transactions supported by standard locking services - regardless of the country in which they are located live.

Token info
Token VIVA

Platform Ethereum

Type ERC20

Price in ICO 1 ETH = 35,714 VIVA

Investment info
Min. investment 0.001 ETH

Accepting ETH

Distributed in ICO 75%

Hard cap 75,640 ETH

Roadmap

May 2016 - Commencement of original idea.
June 2017 - Exploring the blockade ecosystem to identify relevant core technologies.
July 2017 - Planning a high-end service-oriented architecture of Viva Platform.
August 2017 - Analysis and feasibility analysis data.
Nov 2017 - Development Value Evaluation Algorithm 1.0.
Q1 & Q2 - 2018 - Beginning of Generation Token Events and MVP Development. Start a large-scale marketing campaign.
Q3 - 2018 - Develop Real Value 2.0 Application. Get legal and regulatory licenses.
Q4 - 2018 - Start the Real Value 2.0 application. Finalization of exclusive ML algorithms.
Q1 - 2019 - Start the gradual launch of the Viva Network Platform.
Q2 - 2019 - Launch Viva Network Platform and successful first home loan fund with Viva mortgage financing system.