Great post and great idea!!! @neoxian There is no reason we can not start lending to each other on this platform, if you don't pay your bill/debt every one will know and it would effect your future borrowing ability. Just like a credit score, but fairer due to the fact your lending and borrowing history is open for everyone to see and you can not hide it. I hope this takes off and we the steem community can transfer our energy among each other for the benefit of all of you.

Thanks for sharing your vision and may the whales move in unison on this idea