Lightning Network and Segwit -- Observation and Question About Wallets

First an observation. According to Woobull Charts segwit adoption is at around 37%. That means 63% of the current transactions are not segwit. For Lightning Netowork to function it requires segwit. This seems like a huge problem for LN. If only 37% of the activity is segwit then only a percentage of that 37% will be using LN. This puts the majority of the load still on the BTC blockchain. A blockchain that wont scale on chain.

Now for the question. Again since LN requires segwit can people with legacy wallets even open a LN channel or do they have to convert to a segwit enabled wallet first? If the latter then that means 2 transactions to open a channel. I'm guessing there are many people like me out there that just don't trust segwit and still use legacy wallets. All my cold storage is legacy. The only BTC I have that is possibly in a segwit enabled wallet is the few mBTC I have on an exchange from selling some SBD. If you do have to do 2 transactions that means 2 fees.

Anyone know if you have to move coins to a segwit enabled wallet to use LN?