Nothing makes me more angry than people abusing others, these scams are rampant, the loss to many is so great they will never recover financially.

You have given some good indicators on what people are able to do Julian, many still seeking advice before barging into the "devil and the deep blue sea."

One can never be too secure, the odd scammers pop up, still catch long standing traders off-guard, definitely a case of "once bitten twice shy".