Mr. Rainey is probably right about crypto payments are still in early stages; look how long it took debit cards to become a major transaction. In 1990, there were 300 million debit card transactions; in 2009, there were over 37 billion transactions. Unlike debit cards, which had to wait for the POS infrastructure to grow, crypto could be implemented nearly over night once a suitable protocol is established for transactions.
Mr. Rainey is probably right about crypto payments are still in early stages; look how long it took debit cards to become a major transaction. In 1990, there were 300 million debit card transactions; in 2009, there were over 37 billion transactions. Unlike debit cards, which had to wait for the POS infrastructure to grow, crypto could be implemented nearly over night once a suitable protocol is established for transactions.