The whole foundation of cryptocurrency is a platform built upon lack of trust in any one party. Not trusting in central authorities is the reason why most cryptocurrencies exist. We live in an age now where people learn a lot of information through interactions with other people directly as opposed to a company.

Think about how often we get information via Google or more directly through websites like Quora, lifehacker or stack overflow. Although these examples may be more technology focused, this same trend of getting direct user responses still holds true. I think that finances/investing will soon follow this trend through cryptocurrencies. Crypto being this low could present a great opportunity to buy. Don't let the prices psyche you out and keep looking at the moon.