There are no several project out there with similar products. Decentralised credits Chain is the First of it kind.

Distributed Credit Chain (DCC) is the world’s first distributed banking public blockchain with a goal to establish a decentralized ecosystem for financial service providers around the world. By empowering credit with blockchain technology and returning ownership of data to individuals, DCC’s mission is to transform different financial scenarios and realize true inclusive finance.

Website For Further Reseach :
http://dcc.finance/