The last time the US Gov. gave money away to ordinary citizens about twenty years ago... it was to help promote 'home buying' by the poor which locked them into predatory APR (balloon) mortgage loans. When the buyers could not afford to pay down the loan, not long afterward, the homes were foreclosed on by the banks, leaving whole families more destitute than before and blacklisted in many ways due to lowered credit scores.

Obama and his crew BAILED OUT the Banks with taxpayer money for loses incurred from having engaged in fraudulent practices that backfired on them.