I don't have a Ledger Nano or any other wallet that type. I use a few project web wallets, a few software wallets, and a few app wallets from said projects. I use to use paper wallets and have <$100 worth of crypto stored on Coinbase.

Most of the projects I invest in now are like Steem and have wallets that let you power up your crypto instead of keeping it liquid. I really like this as it allows me to see if someone is trying to steal any crypto by starting a power down I didn't initiate with little liquid holdings.