You're right. People fear death because most don't know what to expect. We morn and have a sense of disbelief that our loved one is gone because we were never meant to experience death. When our time comes, it will not matter how rich or poor we were. The only thing that will matter is our character and our relationship with God.

As a Christian, we have the great hope of the resurrection upon Christ's return. So death is not the final goodbye for Gods people.