How do we lose money in the stock market?
- Buy in the bull market and cut in the bear market.
When the bull market came, we saw that our friends and relatives all made 100,000 yuan, 200,000 yuan, and even more than one million yuan in the stock market. I also want to share the social welfare. But at the beginning, I didn't know which stock to buy. So just take out a small portion of your own money. Investing in stocks is usually in the middle of a bull market. When the first batch of money goes in, it's easy to find, for example, a profit of 30% to 40%. I wonder why I didn't invest more in the first place. So mobilize, for example, some more exaggerated houses to buy stocks. Most of that time was in the middle and late stages of the bull market. So, most investors are basically trapped in the middle and late stages of the bull market, which is the last crazy bull market.
When the bear market comes, if you can't stand such a big loss or if the money has other uses, you will choose to cut meat. This is one of the forms in which new shareholders suffer the most losses. Basically, they will lose about 30% of their total assets.
- Frequent transactions and high handling fees
Loss of money in bull market is part of it. Many shareholders will lose money in the turbulent market after the Pingxiong market. This frequent trading is also a large part. The reason is that the turnover rate of Chinese stock market is extraordinarily high in the world. They are not within the reasonable scope. Over the mature foreign stock market, the turnover rate is generally three to five times a year, and the turnover rate of Chinese shareholders can reach. About 50 times, ten times as many as the mature market.
Although the handling fees in the process of changing hands will not be very expensive, for example, many people now trade stocks. The handling fee is basically only twelve thousand. But over the years, it's also a big start expense.
- Can't hold it for a long time and enjoy the dividend
Because of the high turnover rate, the time of holding stocks is shorter, and the profits of enjoying the growth of corporate dividends are less, let alone the crazy enterprises, which have high dividend-sharing items, and the annual dividend-sharing can reach 3% to 4%. It's higher than 10-year Treasury bonds and so on. This has not yet calculated the internal value of the company and the price of the stock on the low side of the market to underestimate the price difference. Therefore, it is an important factor for shareholders to lose money in the stock market that they can not hold for a long time.
- Purchase black five categories, purchasing companies have problems
The important problem is that many people buy stocks in the black five categories, which is the bad quality of the company. You think the total profits of 300 companies in Shanghai and Shenzhen account for 86% of the total profits in the A-share market. A shares have a total of more than 3200 shares, that is, the remaining 2900 companies share the remaining 14% of profits. This is very terrible, so we should make friends with better companies and enjoy the dividends they bring us, especially the industry's leading stocks.