Crypterium

Crypterium tokens are required to use Crypterium banking apps and services. Every time a transaction is made a fee is charged in CRPT (Crypterium's token). The white paper makes mention of burning tokens associated with transaction fees, which would make CRPT tokens more scarce. I would have liked to see more detail about their token burning plans along with some projections.
Crypterium has most of the features standard to crypto payment processor icos, which include future plans to offer some of the services covered by traditional banks. Crypterium has a "subtoken" called CRED which would be used in their lending area of the platform. I'm posting a link to the CRED white paper here for further reading. https://www.crypterium.io/whitepaper-cred.html?v=0.96
Crypterium has Katrina Arden (founder of Block Chain Law Group) attached as an advisor. You may recognize the name because Katrina has been on the advisory boards of other interesting icos. Julian L. Zegelman (of Velton Zegelman) is also attached as an advisor, and his name should sound familiar as well for the same reason. I'm pleased to see that Crypterium has more then an adequate number of advisors with legal back rounds.
Everything is pretty straight forward as far as Crypterium is concerned. Its a standard payment processor app with banking features. There seem to be a lot of these lately so I'm not sure how well Crypterium will do against their competition, however they do seem to have a functional app. I encourage you to have a look through their materials and form your own opinion.
Crypterium website https://www.crypterium.io/
Crypterium white paper https://www.crypterium.io/wp/index.html?
I intend to claim bounty on this post