RE: Tezos, Neo and EOS for passive income generation
An interest payout is essential when a cryptocurrency has a significant inflation policy. Otherwise, you're position is worth less over time (unless the token appreciates considerably in the marketplace).
Bitcoin is something fundamentally different since it will be deflationary once it hits the 21M issuance. Then its value could mimic the behavior of gold ... where if 1 BTC buys a house today then 1 BTC continues to buy a house 50 years from now.
Eventually, BTC would not be about shorter-term speculative returns, but about storing value.
In choosing the alternatives with inflationary models, you need to consider how much that inflation rate can be gamed. Who can change it? How easy is it to change? Could the community choose to change it to keep it's value "stable" (compared to some peg like USD)?
Regarding EOS, my understanding was your tokens can be auctioned off if your account has no activity for 3 years. That undercuts a long-term buy-and-hold strategy.
I'm not sure anyone should buy-and-hold huge amounts of any crypto unless they are willing to pay attention to events around that crypto project.
I hold Steem and Steem price can be gamed but Steem also can be locked up. Same is true with Tezos which has a very similar DPOS consensus. The reason to hold for the long term is if you think the crypto is undervalued. If you see the prices of these cryptos going up within the next year or next 5 years then selling it means you take on opportunity cost. There isn't going to be any interest in holding fiat, and stocks are in a bubble. Real estate is good if you have millions of dollars but you take a risk with that too because that can collapse.
So the options are over priced stocks, a real estate market which could collapse if there is a recession, or cryptos. What do you know of which has as much potential for growth and which pays interest?
What do you think of this spreadsheet? https://www.reddit.com/r/tezos/comments/8wk57z/tezos_baking_income_scenarios/