It can actually hurt the development of the crypto space if people get too idealogical. Ripple can be a bridge to a more ideal situation but for now, it's a finished product that actually works for the needs of the banks while others don't (except steem? maybe) Regardless, if they invest in ripple and transfer some wealth to themselves while it goes up and then use the gains to build tech that works without needing the banks. Who cares about ripple and banks then lol