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RE: Why do you want to cash out your Crypto or Convert to Fiat Via Debit Cards?
Only Monaco looks interesting to me. If Steemit could actually pay some of the bills that would go a long way. Still waiting on SMT and EOS to leverage. The fees involved need to be lower though.
I am a big fan of Ethos and EOS. It may be another year or two before you see Steemit paying your bills.