Well, real estate taxes are deductible, so there's a bit of freebie in there. Unfortunately with the new tax bill, for people in my lovely state of NJ and other high real-estate tax states (ie wealthy states), they put a cap on this deduction at some pittance. Our governor apparently was able to up it a bit, but sheesh....cannot wait for the current hoodlums in DC to go. (oh woops! not to start a political thrashing on a Saturday night or anything ;0)