Nothing wrong with being prudent . As long as you don't become stagnant or over anxious becoming reckless . Self reflection although it brings up concerns its one of our best tools when used properly .
I like many others here struggle on a daily basis . No matter what form it is or the whole array of problems life throws at us . Getting smacked by reality does keep us on the right path when thought out properly .
What you have gone through this week has to be one of the hardest things to go through . It changes families .
The example that you set is one not of a moment but one of years . It only takes a moment to destroy it but years to set .
One has to prioritise the actions in there life . some will work others have to be changed . It is the process that we mess up . Weather out of fear or not having the correct data to make an informed decision . Things change and we have no choice but to adapt when they change . I have no doubt that you will give it the proper thought and make the correct decision that work best for you and your family .