$10 isn't enough unless you have a private pension fund from your company. Usually, in the US this means government, union or fortune 500 company.

Money is so important and everyone definitely needs to discuss it and learn more about it cause it ain't going nowhere. I think crypto is interesting and block chains have a ton of applications for traditional finance and investments.

It is definitely tough to discuss investing and such with average people. It drives me nuts that we have mandatory classes in high school discussing social science, geography, history and civics/politics, but not personal finance.