I feel like we are around the peak of the current financial cycle. I would love to have a bunch of cash for whenever the the market takes a dive, but also want to keep enough skin in the game to profit off of further gains.

Recently I've been putting 20% in cryptos, 20% real estate, 40% in stocks, 10% gold ETFs and 10% cash. I'm 28 years old and share a lot of the same feelings of gratitude to myself for my desire to invest and save. Compound interest will be our best friend!