LIC ka jivan shanti plan
Hello Dosto, Main aap ko apni pichli post me LIC ke baare me bataya tha aur aaj bhi main aap ko LIC ke hi ek plan ke baare me bataunga. Aaj main aap ko jivan shanti policy ke baare me bataunga agar aap iss policy ko jaante hai to achhi baat hai aur agar nahi jaante hai to fir aap ko mera ye post padhna chahye. Iss me bas ek baar investment karna padta hai uske baad jivan par shaanti mil jaati hai mera matlab jivan bhar aap ko pension milta rahega.
Kya hai faayda
Agar main faayda ki baat karu to iss me yahi kahunga ki bahut faayda hai. Yaha aap ko guranted income milega. Aap ko tension nahi lena hai bas ek baar invest karna hai uske baad aap ko apni retirement ke baare me saari fikar chod deni hai. Sabhi ko apni retirement ke baare me sochna chahye buddhe ho jaane par aap kama ke khud khaa nahi sakte hai aise me ye sab hi kaam aati hai.
Kitna milega iss me pension
Ab agar pension ki baat ki jaaye to fir ye aap ki age par depend karta hai. Dekhiye pension plan me aisa sab me hota hai agar aap kam umar me paisa lagaayenge to aap ko jyada faayda milega ab aap 5 saal baad retire hone waale hai aur ab jaa ke policy le rahe hai to aap ko jyada faayda nahi milega. Wahi agar aap 25-30 saal ki age me ye policy lete hai to jyada faayda milega.
Maan lijiye aap 10 lakh rupya invest karte hai iss par aap ko 19.23% return milega. Iss me aap ko har saal 1,92 lakh rupya tak ka pension milega. Ab aap hi bataiye hai ki nahi ye faayde waali chij. Ab maan lijiye ki aap investment ke 5 saal baad pension chahte hai to iss par aap ko kewal 9.18% ka hi return milega. Ab aap hi batayiye iss me jyada faayda milega kya? Aisa sirf isi me nahi hai aisa har pension plan me aap ko milega.
Kon le sakta hai ye policy
Iss policy ko koi bhi le sakta hai. Lekin iss me ek shart ye hai ki uski age 30 saal honi chahye jo ye policy lena chahta hai. Aap ko samajh aa gaya hoga aur mujhe lagta hai aap ko ye plan achha bhi laga hoga. Maine aur bhi kayi pension plan bataaye hai aap wo bhi dekh sakte hai.
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