The financial crisis which are suffered by almost all countries in the EU, was caused by Germany and France, who have architected a close to perfect system on how to make people spend over the top and make them willing-less colonies of these two countries. It is a huge topic and very explosive, because it is built on financial practices sustained and worked out by banks and is actually applied in the whole world, with exclusion of Russia. Which explains why Russia is the chosen one for all failures of the civilisation.