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RE: Downpayment Fund Update - October 2017
Great work on the savings! Sounds like you'll make your savings.
Christmas is always ultra cheap here - small family so not many gifts to buy, and I usually do lots of little presents rather than expensive ones. Also, my husband grew up on a muslim household so doesn't really do Christmas - that helps. We still do all the decorations, Christmas meal and have our Christmas party but it sure keeps the expenses down!
We keep expenses down too but have a large family (husband has 3 brothers, just to begin with). Most of our expenses are gifts and travel. I often wish we could do fewer gifts, but people are not up for it. At least we've limited the budget to 100DKK per person. That means we have to join with others to get gifts as you can rarely get anything meaningful for 100DKK.