Understand you.

But ultimately it's money I can afford to lose.

I did not put anything into the cryptos (except for $ 120 at Golos ICO), and brought out to fiat tens of thousands $$, but I'm not trained to lose profits and are now very unhappy with myself (( In many respects this is certainly due to the 13-week withdrawal to Golos / Steem, it was difficult to react on time, I'm afraid many of the altcoins (not Steem) will never rise to their ATH.