Financial Help From The Philippine Government Amidst The Corona Virus Epidemic

in #philippines4 years ago (edited)

PAG-IBIG FUND, SSS, and DOLE Financial Aid Summary For Everyone Affected By The Corona Virus Lock-Down

Today, March 21, 2020 - Saturday at this time of writing, The President of the Philippines Rodrigo Duterte announced a Total Lock-Down of the mainland of Luzon. It resulted from unsuccessful operation of the Enhanced Community Quarantine that was declared a few days ago. A lot of people may have still been not following the order to just stay at home aside from going to the grocery stores, ATM or hospitals only policy.

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The Government exactly knows what the people needs because they are also human-beings like us and definitely have the same struggle. The virus outbreak is an extremely serious matter to consider as a top priority that's the reason why these small help of funds from the Government thru these agencies, our daily needs shall be sustained. I don't want to prolong the introduction and just get straight to the point in helping everyone out.

PAGIBIG-FUND

We will now be able to apply easily by just doing it online with a few simple steps to follow. I am actually in the process of doing it on my own so I will just share how I exactly did it on a PC and not a mobile phone.

Go to this link: https://www.pagibigfund.gov.ph/STL_MPL_Calamity.html

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Some people are having a hard time accessing that site so you can just search on Google this key word: "calamity fund".

For Multi-Purpose Loan Application:

Download the Form here by clicking this link: Multi-Purpose Loan PDF File
Take note that it will redirect you to a different window to download it. Print it on a computer shop and fill out the form.
(I know it is still a hassle but let's have patience and do this little effort on our part)
Take a peek of the form. It is a two-page document format. I will convert a JPEG format for you so just relax if in case you need it.
First page:
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Second page:
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Once you're done filling out the two-pages form, send it to:
For my fellow BPO peepz in Makati here is the email address set for us:
[email protected]

For other places, please check out your assigned email addresses set for your site location and not where you live.

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Here are the email addresses that you can COPY and paste to you email editor.
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]

For a complete list not stated in the previous photo, here is a screenshot that you can check:
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Once you're done filling out the form, take a clear photo of each page (there are two pages). Turn off the flash and should be HD or High Definition camera setting. and proceed with sending the photos as an attachments to your email.

Take a photo or your company ID (front and back) and (not or) and any Government-issued ID like NBI Clearance, Postal ID, TIN with photo, etc.

Take a photo of your Loyalty Card Plus, LandBank ATM (front only), or DBM Cash Card.

For individuals applying the loan for the first time, there will be an instruction for you to get the funds like these procedures:
For releasing of loan proceeds thru Payroll Account/Disbursement Card, submit photocopy of the Payroll Account/Disbursement Card. (Our pay-roll ATM Card)
For application thru employer, the photocopy of Payroll Account/Disbursement Card shall be duly certified by the employer.

After submitting the form either you paste it inside the email editor body where you type your email or as attached files, wait for their response as a reply to your email and should be sending you this as an acknowledgement receipt.

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We will also receive an email regarding the loan proceeds or when we will get the cash / credited to our ATM card.

For Calamity Loan Application:

Good news! We can all apply for both type of loans AT THE SAME TIME! Since the Philippines has already announced that we are already in the state of calamity because of this epidemic. It is stated that we can apply for both loans at one shot.

Download the PDF by clicking this link: Calamity Fund Application Form

https://web.facebook.com/PagIBIGFundOfficialPage/

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It states there Mulit-Purpose Loan AND Calamity Loan.

A lot of people are asking if they have existing loans (most probably it is the Multi-Purpose Loans) if they can still request for a loan. The answer is YES! As long as you are still qualified and still be able to provide the requirements and this is the computation you will receive from PAGIBIG:

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Source is the FAQ's in PAGIBIG website.

Inserted statement as of March 22, 2020 Sunday Morning since a lot of people have asked this question:

Do we still need a Finance / HR representative's signature before we are able to get the acknowledgement receipt?

Yes. We need to, since this is a standard procedure and will also prove that you are still currently employed at the moment which is their number one requirement aside from a completed 24-months contribution. You may just simply download the forms, fill it out, take a photo of it and send it to your HR/Finance representative or signatory thru email or messenger and send it back to you for you to send it to your designated email address along with the ID, ATM card and the proof of income (pay slip).

Just wait for the acknowledgement receipt (3 days after the date of filing) and wait for the funds to be forwarded to your ATM after 12 days. 15 days turn around time all in all.

Really thankful to the Government with this! I must say.


Department Of Labor and Employment (DOLE)

A fixed 5,000 Cash For all laborers who are not able to come to work because of the Enhanced Community Quarantine which is now elevated to a Total Lock-Down.

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This is just a one-time financial assistance and could somehow augment to our basic needs.

Check the Full Details here from GMA News where I also found out as well:
DOLE Financial Aid Program

This Executive Branch which helps and regulates the jobs here in the country has allocated a 1.3 Billion Pesos budget to help us out who are unable to go to work because of the Luzon-Wide Lockdown.

Under DOLE’s Order No. 209, series of 2020 or “Guidelines on the Adjustment Measures Program for Affected Workers due to Coronavirus Disease 2019”, this means everyone who is employed in Luzon especially in the Metro Manila Area (NCR) will get this assistance. Please note that an individual should be currently employed when these funds are released. It is stated as “safety net program that offers financial assistance support to affected workers in private establishments that have adopted flexible work arrangements or temporary closure during the COVID-19 pandemic.”

5,000 Pesos as a lump-sum shall be given to all employees regardless of employment status (i.e. regular, probationary and contractual). The best part here is that it is not even a Loan that should be deducted to our monthly pay-out.

Easy Steps To Apply:

  • We should contact our employers and avail for this financial assistance. Our company should belong to the Micro, Small or Medium Enterprises.
  • The HR Compensation and Benefits should provide the Establishment Report on the COVID-19 pursuant to Labor Advisory No. 9, Series of 2020.
  • Company Payroll for the month upon the implemented flexible work arrangement or temporary shut-down/closure.

Turn-Around Time:

  • Two-weeks (a notice of completion shall be issued to the affected establishment within 3-business days upon receipt from the HR.
    Process:
  • The assigned DOLE Regional Office staff shall issue the financial support as funds directly to our (as employees)account thru bank transfer. 5,000 Pesos should already be credited after 12 days upon filing.

Social Security System (SSS)

The average unemployment benefit is about P11,000 while the maximum cash benefit is P20,000, SSS senior vice president and chief actuary Edgar Cruz assured.

The benefits are only for those who are directly affected by No-Work, No-Pay Status during this on-going Luzon-wide lock-down which started from Community Quarantine last March 13, 2020 - Friday.

Premium members who are infected with the Corona Virus itself will also get up to 120 days salary of up to 600 pesos per day if the member has a 20,000 pesos and above salary bracket.

For us who are just staying at home but still currently employed it will only be 30 days multiplied to 600 pesos for the basic salary bracket of 20,000 Pesos and above. It is roughly 18,000 Pesos.

Eligibility:
At least 3 years of the minimum monthly contribution should have been paid to qualify, the agency said, adding that 12 of which should be within the last 18 months.

Check this YouTube video by Erwin Tulfo during his interview with an SSS Director who answered all the major questions that might help all of of us in any way:

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Image source

Information Source for SSS article


I hope this write up of the summary of what we can get from the government as a financial aid for us to get by our daily needs even though we are just at home following the orders of the Government to stay home. Please let me know if there are any misinformation stated here as we should always be responsible with what we share to everyone.

Thank you so much reading this far and let's hope and pray this crisis will END very soon.


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