THE POINTPAY SALE

PRELUDE

The potential for blockchain technology is not limited to Bitcoin, which is a digital asset. Digital asset is a virtual asset that is utilized as a medium of exchange that secures financial transactions via cryptographic methods to control the creation of additional units and certifying the transfer of assets, located on the virtual ledger, also known as the Blockchain. Digital assets also known as cryptocurrencies, is highly burgeoning asset class in the financial genre. Because of the speed of development and innovative features, there multiple variations amongst each cryptocurrency, with modifications in Blockchain tech,different cryptography mechanics and different ideology. But common trait is that one user can money transfer. However there is a problem is the difficulty managing several cryptocurrencies: maintaining liquidity, private keys protection, payment solutions and the problem of the user maintaining the specific mechanics of different cryptocurrencies. The absence of an easy and streamlined way to manage cryptocurrency portfolios is the main reason why their adoption has been low amongst the general populace.
The crypto-industry ecosystem is developing by leaps and bounds. It’s becoming more attractive not only for investors who view the cryptomarket as a way to get maximum profit in the shortest possible time, but also for ordinary users who value cryptocurrencies for their fast transaction functionality, anonymous calculations and absence of any kind of intermediaries. Cryptocurrency platform PointPay notes that many people like the idea of “finance without borders”. That is why the number of people actively using cryptocurrencies is steadily growing and approaching the psychological mark of 50 million people. Cryptocurrencies’ number growth dynamics is also rapid. If in 2010 the number of cryptocurrencies could be counted on the fingers of one hand, then in 2018 their number exceeded 2000 and has greater chances of reaching 2500 by the end of the year.

THE POINTPAY ECOSYSTEM AND CRYPTOPAYMENT

CryptoPayment is a relatively new niche in cryptosphere,but PointPay is raring to raise the standard going forward.
PointPay is developing an all-in-one cryptocurrency ecosystem, which will provide the best convenience for our customers in accessing all cryptocurrency related services on a single platform. We plan to launch an extended version of the extended and fully licensed version. Several companies announced their plans to implement the same vision, but none of them can fully implement it so far. Pointpay aspires, above everything ,to become the first company to successfully implement a fully-licensed all-in-one solution for crypto and fiat currencies in the global market.
The digital asset ecosystem is living up to its hype and becoming more profitable not only for investors who view the cryptomarket as a way to get maximum profit in the shortest possible time, but also for traders and everyday users who value cryptocurrencies for their fast transaction functionality, anonymous calculations and absence of any kind of middleman and financial institutions.The PointPay ecosystem notes that many people like the idea of “finance without borders” tag. That is why the number of people actively using cryptocurrencies is steadily growing and approaching the psychological mark of 50 million people.The sheer volume of cryptocurrencies is also rapid. If in 2010 the number of cryptocurrencies could be counted on the fingers of one hand, then in 2018 their number exceeded 2000 and has greater chances of reaching 2500 by the end of the year.It’s noteworthy that the exchange is a kind of virtual bridge connecting blockchains of different cryptocurrencies and providing a platform for buying and selling them. But at the same time, the number of crypto exchanges, the daily trading volume of which exceeds US $1,000, is much less - just about 200. This information is true since in contrast to the meager funds required to issue an own token or coin based on a smart contract – the cost of creating a crypto exchange varies from tens to hundreds of thousands of dollars. With this cost,not every crypto entrepreneur can afford to pay this amount of money. Moreover, crypto exchanges serve themselves as an ideal target for hackers – attackers have managed to steal a total of more than one billion dollars. The most recent being the 700 bitcoin hack of one of the top four exchange, Binance ,and the threatened leak of its KYC(Know Your Customer) data So the question of which crypto exchange to use in order to keep funds or trade remains a priority, and a biting question. No one gives a fool proof guarantee of safety of funds. Security is one of the key points of traders’ concern. Also, crypto-community calls to make exchanges the core of a cryptocurrency ecosystem with enhanced user functionality. People ask to integrate not only traditional dual-currency pairs with exchange rate charts, but also other state-of-the-art tools, on which the movement of funds would be tied. That would automatically solve the issue of deficit liquidity. Such a need has long been overdue in a crypto community. It will undoubtedly appreciate the team of innovators, who will not only offer a safe platform for trading and storing cryptocurrencies, but also develop the functionality to invest in crypto banks specially created for this.

Initial Exchange Offering (IEO) Option on the PointPay Crypto Exchange platform

The first cryptocurrency fundraising campaign was conducted by the MasterCoin project in 2013. Since then, thousands of startups have used this form of attracting investments and collected hundreds of millions of dollars in funding through the initial coin offering, known in the crypto community as the token sale. In 2017 and 2018 cryptocurrency projects first carried out token sale campaign directly on their landing sites and only then they listed the tokens on exchanges. Yet in 2019 the trend has changed in favor of the so-called IEO – initial exchange offering. It can be stated that the crypto industry repeats the history of the stock market: it’s enough to recall how at one time the shares of current business giants – such as Alibaba or Facebook – were sold as part of an initial public offering (IPO) on the American stock exchange Nasdaq, specializing in high-tech companies. The cryptocurrency community seems to have decided to take the already beaten path, and PointPay readily joins the global trend. It is necessary to take into account that in order to enter the IEO on top exchanges, startups need not only huge amounts of funds that are too heavy for the beginning, but, as a rule, well-established business contacts with representatives of the top management of these exchanges. In contrast, PointPay offers cryptocurrency blockchain projects to attract funding according to well-defined and common rules and standards that will be developed by experienced advisors with many years of relevant industry experience. This is a classic case of the win-win principle, since the situation is advantageous not only for projects that will conduct an IEO on the PointPay Crypto Exchange platform, but also for all PointPay investors and for the exchange itself.

Benefits for investors:
Increased investor confidence, as the exchange takes reputational risks on itself and evaluates the project for its
compliance with established standards;
Exclusion of the so-called “gas wars” between investors competing among themselves for the right to be the first
to receive the cherished tokens during a tokensale at a more attractive price;
Low entry level for investing that democratizes the process and makes it accessible to a wide range of crypto
exchange users.

Benefits for cryptocurrency projects conducting tokensale:
Saving money spent on marketing the project, as the crypto exchange itself organizes the sale of tokens,
attracting investors who have gone the whitelisting procedure;Guaranteed achievement of softcap and hardcap by informing in advance crypto exchange users who have a potential to take part in a token sale;Increasing of token liquidity after making a listing on the crypto exchange in the most popular trading pairs.

Benefits for the PointPay Crypto Exchange platform:
Stimulation of cryptocurrency liquidity growth by investors wishing to participate in the IEO and depositing the
assets to the crypto exchange;
Increase in income from trading fees, as well as depositing and withdrawing commissions (the more income has
the exchange, the more cryptoback get PXP token holders); Attracting of new traders who were not previously registered on the crypto exchange.

MVP (Minimum Viable Product)

The developers of the PointPay Crypto Exchange platform have identified a prerequisite for entering the token sale stage
– the presence of a minimum working prototype, which could be of interest to the crypto community.
The following features have been developed and are being tested by a small group of beta-testers:

1. 500,000,000 PXP tokens were emitted.
2. Created landing platform at https://pointpay.io.
3. PointPay Crypto Exchange platform v1.0 https://pointpay.eu:
   ・ Functionality of registration and entry has been developed: https://pointpay.eu;
   ・ The user's personal account with corresponding settings has been created;
   ・ There is a possibility to make deposits and withdrawals from the PointPay Crypto Exchange platform to other
   cryptocurrency wallets;
   ・ The functional of placing orders "by limit" and "by market" has been created.
4. PointPay Multi-currency Wallet v1.0:
   ・ The functional of registration and entry has been developed: https://pointpaywallet.com;
   ・ The user's personal account with the corresponding settings has been created;
   ・ There is a possibility to make deposits and withdrawals from the PointPay Multi-currency Wallet to other
   cryptocurrency wallets;
   ・ 6 main cryptocurrencies (BTC, ETH, BCH, LTC, BNB, XRP) have been integrated.
5. PointPay Crypto Bank v1.0:
   ・ The personal area with PointPay Multi-Card is ready for testing by users: https://pointpaybank.com.
   All developed products will be available on both desktop and mobile devices.

Tokenomics of the PointPay Token

PXP Token - Utility Token
The PointPay token is a utility token, running on the reliable smart-contract of the Ethereum Blockchain, with the PXP ticker. It has a maximum supply of one billion tokens(1,000,000,000) and a circulating volume of five hundred million tokens(500,000,000). It is priced from $0.1 to $0.3.The main function will be to perform internal payments inside the crypto exchange. The further expansion of the token inside crypto-ecosystem will be insured by establishing a platform which will allow representatives of the crypto community to emit their own tokens and run crowdfunding token sale campaigns. PointPay Team considers the issue of creation an economic model to be fundamental. It will become a foundation for mutually beneficial relations between traders and the rest of the crypto community. In order to give the token a financial value we went through all possible strategies of maximizing the degree of token’s integratedness into the trading ecosystem.The viability of the tokenized ecosystem will be sustained by the use of the following functional tools:

1. Trading within bi-currencypair PXP/any other token will be going through without charging a fee;
2. Money withdrawal from the exchange will be carried out with a fixed fee in PXP;
3. The price of one trading transaction is 0.001 PXP (when you place an order upwards $10);
4. The placement of a referral-trader on the exchange – 0.1 PXP;
5. The capability of emitting your own tokens based on specially made platform – 10 PXP;
6. Daily PXP holders will get returns proportional to the amount of tokens held on each of the cryptocurrency wallets
   exposed on the exchange at the rate of 1% of the total amount of fees acquired by the system in a day;
7. The opportunity to participate in new token sale campaigns from the PointPay Exchange platform thanks to the PPP
   option. Will be available to all users who have PXP tokens on their deposits;
8. At the PointPay crypto exchange a four-level referral system is provided. Accrual of interest from the commission of
   the system depends on level: 10%, -5%, -3%, -2%. Under the program of the freemium model, users will have the
   opportunity to earn money from referral traders of the first level for free.
   Subsequent levels (second, third and fourth) are available for all users who have at least 1 PXP token on their balance.

To know more and perform a due diligence, check the following

Pointpay Resources

Website https://pointpay.io/
Whitepaper https://cdn.pointpay.io/WhitePaper__en.pdf?cache=1.4
Onepager https://cdn.pointpay.io/OnePager__en.pdf?cache=1.4
Ecosystem https://cdn.pointpay.io/PointPay_Ecosystem__en.pdf?cache=1.4
Telegram https://t.me/pointpay_talks
Linkedin https://www.linkedin.com/company/pointpay/about/
Facebook https://www.facebook.com/PointPayLtd
Twitter https://twitter.com/PointPay1
Reddit https://www.reddit.com/user/PointPay
Youtube https://www.youtube.com/channel/UCS-_VDX97myxM5yLPYezH-w

About the Author
Joseph Johns is a successful Emergency Medicine Physician and an ardent cryptocurrency and Blockchain connoisseur
Bitcointalk Username: Redoc
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=2409725
Eth Address: 0x8dC02f9a3255C0cE32536E698447F2E3915AE948