Could not agree more with what you have said (with the possible exception of Dubai, as there is actually a lot of really good projects going on over there....but obviously USI Tech is not one of them). This is a post that everyone, especially those who are new to the space should read, particularly as rather than simply saying that there are scams out there you name them.....Bravo. As a further warning (and I do not have anything concrete to go on here other than my ever active SCAM RADAR, this morning I came across a post on Steemit called TEAM US (us, as in we, not the country going by what the guy was saying) he was raving how he can lead you to great riches through a lending program. Again I commend you for highlighting all things shady and encourage others within the community to not only be vigilant but also to help look after others. Cheers J