6 Habits that will keep you poor for the rest of your life by James Keru

You were born poor, but if you die poor you have yourself to blame.

Here are 6 habits that could easily draw your route-map to a life of perpetual poverty

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**1 Focus only on Linear income instead of Multiple Sources of Passive Income

Most people focus on linear income in the name of salary, allowances, bonuses and one-off payments.

Wise men on the other hand focus on passive income in the name of royalties, interest rates, value addition and profit.

Relying on linear income is similar to using buckets to fetch water from the river.

With passive income, on the other hand is similar to building a pipeline. It may require a lot of work at the beginning but with time, you’ll no longer have to go to the river to get water .

**2 You are waiting to start your Journey of Success!!!!

Everyone wants to succeed but very few people are willing to step into the cold waters. It's COLD!!!

No marathon race has ever been won (or even finished) by someone who never left the starting line. Too many people are so fearful of even stepping out!

**3 Spending more when you earn more!!!!

To stay out of bad debt, you will either need to find a way to earn more or spend less.
Consistently raising your expenditure is a good way to accumulate debt and to remain stuck in the echelons of poverty. The first and best option is to find more ways to earn more and decrease your expenditure or keep it constantly low.

**4 You complain instead of committing.

Stop complaining and making lame excuses.

Take responsibility for your non-productive habits and focus on changing them – then JUST FREAKING do it!

**5 You live only for today

You are hoping tomorrow will care about its worries. It will NEVER! You need to deal with it and plan your SUCCESS!

Time perspective is basically how far you project into the future when you make a decision today.

An example of a long-term perspective is when a wise family man buys land or insurance for their child, even though he or she will not need it for the next eighteen years. This is a long-term approach that involves sacrificing in the short term to assure better outcomes in the long-term.

**6 You just don’t get it!

You have knowledge but you don't want to think too hard how to use it.
You’re educated but you've never internalized what your teachers told you.
You're still stuck at the starting line all along because you don't want to start small and grow bit by bit from there.
The problem is that you keep learning but you don’t get it.

You need to Learn by Doing! Just take ACTIONS and lots it it!!!

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