I had heard that Upbit got raided. Someone said they were just running a Ponzi scheme. Don't know if that's true. I haven't looked into it much. That definitely could be a factor in the Steem price drop. It has hurt a bit to see the value of the votes drop, but overall, once it stabilizes, it doesn't make a difference. The votes are smaller at lower levels, but the SP gained is more as a result. It averages out... I think. :D