You have hit the nail right on the head @tj4real. I will just add few to what you have already clarified. Our success on this universe depends on how we adapt ourselves to the basic phenomenon about how things work in life, but not the phd and masters certificates from the universities. Embracing and responding well to the updated certified avenues of opportunities is the best sound decision making that
any one who want to embark on a success journey in life need to understand.
I appreciate your enlightenment. @tj4real.