It is a heat issue about the cryptos. I agree with the idea that it is the handicap of the criptocurrencies as a means of payment. But if we see it from the investment point of view you are in front a traditional subject: risk.

As in any investment you decide how much you want to expose. So lets check the performance of the queen of fiat currencies (dollar) and the bitcoin until today at 21:50 (-4 GTM) according with MarketWatch data

The U.S. Dollar Index (measure of the value of the US dollar relative to a basket of foreign currencies).

Bitcoin price

So, you decide where you put your confidence and for how long.