WHO IS TO BLAME....1

The rich gets richer the poor gets poorer. Maybe at one point in your life you had questioned the philosophy or the reason behind many life scenario, perhaps you found the answer in religious explanation or science. But if I will assume you are still wallowing in the endless ocean of thoughts trying to explain the world to yourself.
Many great writers and philosophers have written many books to explain life occurrences from both spiritual and physical view point. Many argued that everything exist in two form hence spiritual and physical aspect of a matter. And on same ideology the physical is controlled by the spiritual.
Did this explain all that happen around the world, the extreme weather conditions, diseases break out, geographic location we are born, the skin color etc. Malcolm Gladwell in his book "Outlier" a book of success explained with many familiar examples reason and what helped other people succeed more than other people.
The question still hangs on answered, but we can either choose to blame God or man and its system of life, the government, religion, school etc.
But blame wont solve the problem our world is facing
what then would?