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I got a great tip from this article on Medium "How to Never Run Out of Money in Your Checking Account Again” by Sherry Chapman
It's simple, but not something I'd have thought of myself. The fact that it's just a Google Spreadsheet is key for me. No excuses, easy to update anywhere.

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thanks for the share, will check it out..

Maybe it's time I wrestled that ole thang to the ground..

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