@justjoy I see that you have now claimed your rewards.

Your next step is to power up the earnings you have and you will find that you will be over 100sp at this point. The SBD can be converted into Steem by going to the market and selling your SBD for Steem. Do a search for posts about this topic if your don't know how (top right the little magnify glass). Once it's all in Steem you click on the steem in your wallet and a drop down menu will appear. From this menu select Power Up and this will turn all your earning into Steem Power

A couple benefits to doing this are increased voting power and then also the fact that the amount of steem in your wallet actually grows when it's turned into Steem Power vs held as Steem. This is because there is an inflation factor built into the system for SP. It's not a huge amount, but it's free growth.

Now something you might want to consider is a program like Minnow Builder for part of that liquid steem before you power up. This program gives you a daily upvote on your posts. Here is the current share sale:
https://steemit.com/community/@minnowbuilder2/share-sale-open-price-1-09-steem-or-2-18-sp

Anyways let me know what you are doing when you get a chance.