It's going to be an interesting year. A lot of potentially bad things are coming to a head. The last stage of an empire is looting, and the looting of the current empire is almost over. When the music stops, for whatever reason be it a global war or economic collapse, a lot of people are going to be suffering.

I'm not looking forward to it, but the current model can no longer be supported. There's too much debt, and there are not enough genuine assets. People are going to learn the meaning of true production whether they want to learn it or not. What do I mean? Prepare for the day when your fiat currency buys nothing.

Will you be warm? Fed? Sheltered? In the Great Depression millions of people died from starvation and exposure. Back then most people lived in rural areas and many grew their own food. Today though it is the opposite. Most people live in urban areas, and barely anyone grows their own food. Very few can survive off the land alone.

Our entire food production system runs on credit also. Good luck when it stops working! We had better have alternative payment systems and currencies in place for when it does happen. I hope we do and know good people are working on that problem's solution. Be prepared to barter for goods and services just in case everything else fails however.