Right, and what you mentioned feeds straight into the general distrust. Two days ago, for example, I got a call on my land-line (that I barely answer any more, and should probably get rid of) allegedly from my wife's bank. All they wanted to know was when it would be a good time to reach her, and I had to explain that there is no way I can be sure that they are in fact from the bank, and so I could not provide any information, including when she'd be back. My former self from maybe 20 years ago was just looking at me, shaking his head at the massive stick up my rear, but understood that in this world we've driven ourselves into, this was the right attitude to keep safe from corporate prank calls.