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RE: SEC17 WK:#4: the effects of economic hardships on families **
Your husband is government worker but salary does not meet monthly expenses but in India people are dying for government jobs and when they get means life is set now. I am happy that you want debt free life and you made rule to avoid unnecessary purchase. This is golden rule to manage good way.
Thank you very much. It's sure a good rule.
Ofcourse it is best . Even I do same thing that before buying I always think that is it right to buy or not and when answer is no so I skip to buy and save money for next time