You are not old. You are just paying accumulated debt :)
I've read somewhere that the last region of the brain that develops in youngsters is the region "for rational thought and risk assessment". Maybe it just took a bit longer with you :)))
Quitting cigarettes forever is the best decision of your entire life. Stick to it.
It is really easy to quit. Just make a decision and hold it!
Good luck and a great weekend.
Ps: about approaching winter delights - get yourself a bitcoin mining rig and you'll have all your windows open throughout the winter. Eh, you already know that ...