The reason people find it difficult to pay for something is due to the fact that there is a false idle (government) who keeps robbing them and manipulating prices. Many people have been duped. But Owning a part of a home just doesn't make sense to me. It sounds like collective ownership which is what "anarcho communists" believe in. I disagree with that sort of thing. Maybe you can elaborate more on what you are saying, particularly with tokenization. Do you mean investing through a blockchain and using cryptocurrency? How would it work? Who would live in said home? Sorry if I have lots of questions. This is very interesting to me :)