Very true bud. Exactly where I am, buy what you really need only and you must really need it. The rest we simply go without and I find myself getting happier with less and even the stress levels drop as I am less consumed with this demon that chases so many to want want want. Earning more can be done by creating a passive second income, but you may have to save a little first in order to invest in such an endeavor and then there is steemit, a fun way to meet new people and start putting away some savings for the future.