I am a small-time stacker with a small budget. I started and continue to stack without regards to the gold to silver price ratio... A little every month, without worrying about spot prices. It is the long game. I just continue to build real wealth... gold and silver which I can hold. I only fret over what is the best use of my fiat... this coin or that bar, this ASE or that hand pour, but always.. a fractional gold. Stack on, @matthewwarm.