Like everything it depends who ends up buying enough Steem to control things. After all places that pay out get the big attention. While places that can’t just get a small following.

I could see at some point a few larger banks getting set up in a place like this. You have the blockchain for auditing pursue. Zero transactions fees. Very fast transactions. They could earn interest from lending out SP or bandwidth for big projects. So little risk of loss other then losing the time it takes to resend there delegation.

Having digital assets like steam monster cards will provide collateral and I’m sure more digital assets are to come.