I’m putting my hope in the third way strategy now. If that fails me, then I’ll cross my fingers and hope that my kids can pull it off. With what we’ve learned, though, at 20, our kids should be in a much better position than we are now, so long as we take the time to talk to them about these things and they care to listen.

Some people say you have to burn the bridges back to shore in order to win; you have to give yourself no option other than not to fail. That seems pretty extreme to me though, even though I like the sentiment.