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I have a bunch of stuff in my Harvest plan right now. New grandkid has a piece and the 3 kids all have birthday presents there. The only thing that I don't like about the harvest plan is not being able to pay it off early. Not sure why they do that.

Thats great to hear! Thank you for the idea regarding the tax return, you have inspired me to write something about it :)

Awesome! I have a hard enough time inspiring myself to write about stuff. LOL

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